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Land transfer tax calculator / New Brunswick

New Brunswick land transfer tax calculator

New Brunswick charges a flat 1% real property transfer tax on the greater of the purchase price and the assessed value. There are no brackets and no first-time buyer rebate, so the arithmetic is simple: $5,000 on a $500,000 home.

Purchase

$

Land transfer tax

$6,500

1.00% of the purchase price

Due at closing
NB real property transfer tax (1%)$6,500
Total due$6,500

What New Brunswick real property transfer tax costs at common prices

Computed by the same engine as the calculator above, at 2026 rates.

PriceAmount
$300,000$3,000
$500,000$5,000
$750,000$7,500
$1,000,000$10,000
$1,500,000$15,000
$2,000,000$20,000

How New Brunswick's real property transfer tax works

The rate has been 1% since April 1, 2016 (it was 0.5% before). It is calculated on whichever is higher, the consideration paid or the property's assessed value under the Assessment Act, which matters when you buy below assessment. The tax is collected by Service New Brunswick through your lawyer when the deed is registered. Transfers between spouses and certain family transfers are exempt.

First-time buyers in New Brunswick

New Brunswick has no land transfer tax rebate for first-time buyers. The federal Home Buyers' Amount, Home Buyers' Plan and First Home Savings Account still apply.

Buying a rental property in New Brunswick

For an investment property the real property transfer tax is not deductible against rental income. It is added to your adjusted cost base, recovered partly through capital cost allowance on the building and fully through a smaller capital gain when you sell, as explained in our capital gains on a rental property guide. Add it to the purchase price in our rental property calculator so your cash-on-cash return reflects the real cash you put in.

Frequently asked questions

How much is land transfer tax on a $350,000 home in New Brunswick?+

$3,500, provided the assessed value is not higher. If the property is assessed at $380,000, the tax is 1% of $380,000, or $3,800.

Does New Brunswick have a first-time home buyer rebate on transfer tax?+

No. Every buyer pays the 1%.

Who is exempt from New Brunswick real property transfer tax?+

Transfers between spouses, transfers to a trustee in bankruptcy, and certain transfers by the Crown and municipalities are among the exemptions in the Real Property Transfer Tax Act. An ordinary purchase from a stranger is never exempt.

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